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Corporate Fixed Deposits for Higher, Fixed Returns

Did you know?

Highest credit rating for a FD is Triple-A
There are 139 companies in India rated as AAA by CRISIL
India's Market Capitalisation stands at ₹300 Lakh Crores

What is Corporate FD?

A Corporate Fixed Deposit (FD) is simply a fixed deposit issued by a corporate entity other than a regulated bank. Similar to traditional bank FDs, corporate FDs provide a fixed interest rate over a specified period. However, corporate FDs offer higher interest rates compared to bank FDs, making them appealing to investors seeking better returns.

How Does Corporate FD Work?

A Corporate Fixed Deposit (FD) is similar to a bank FD but instead of parking your money with a bank, you lend your money to corporations or non-banking institutions. When you invest in a corporate FD, you choose an issuer based on their credit rating and track record and decide your investment amount and period. The issuer on its part pays you a fixed interest rate for the duration of the fixed deposit at predetermined intervals. The interest can either be in the form of simple interest or compound interest. Similar to a bank fixed deposit, you get your principal amount and accrued interest if any at the time of maturity.

Why Invest In Corporate FD?

  • Higher Interest RatesSafe & Secure Investment
  • Safe & Secure Investment
  • Portfolio Diversification
  • Portfolio Diversification

Why Invest In Corporate FD With Motilal Oswal

  • More than 150 AAA rated corporate FDs to choose from
  • Investments starting from Rs 10,000
  • Flexible Investment Tenure
  • Flexible Interest Payment Frequency