The SIP calculator helps estimate the potential growth of your Systematic Investment Plan (SIP) investment over your chosen time frame. SIP is a convenient method to save for your long-term financial goals.
The Systematic Investment Plan Calculator, or an SIP calculator, is a free online financial tool available on the Angel One website that helps you calculate your returns from SIP investments. You can use it to compare the returns from various SIP investment strategies.
A Mutual Fund SIP calculator helps you estimate the future value of your SIP investments. It takes into account various parameters, including the investment amount, i.e., the regular SIP contributions, the expected rate of return, and the investment tenure. By inputting these details, you can get a sense of how your investments may grow over time. While the final maturity amount of your SIP investment may differ due to various external factors, you can get an approximate understanding of the expected returns.
Once you have a clear idea of the expected returns and commitment required, you can then make a more informed decision about which SIP strategy is most viable for you.
Our SIP calculator online takes three main factors into account:
By inputting these values, the calculator determines the final invested amount and the estimated returns at the end of a specific period of time.
The advantages of using an SIP return calculator are many. Some of them are discussed below:
The SIP Calculator on Angel One helps in calculating:
Here are the steps to use the Angel One SIP calculator to calculate the SIP returns on maturity:
Here are the steps to use the Angel One SIP calculator to estimate the monthly investment amount:
The SIP returns are calculated by entering the variable numbers mentioned above into the Systematic Investment Plan calculator.
The SIP calculator formula used is:
A = P × ({([1 + r]^n) – 1} / r) × (1 + r)
Where,
Suppose you are a salaried individual earning a monthly income. Assume that you have decided to put in ₹5,000 per month as SIP, and after due diligence, you have chosen an SIP that gives an average of 12% return per year. Now, if you want to know the final amount this SIP will give you in 5 years:
According to the SIP return on investment calculator, if you pay a monthly SIP amount of ₹5,000 for 5 years at a 12% rate of return, then the final amount you get will be ₹4,12,431.80 from the total invested amount of ₹3,00,000. If you are not satisfied with the end amount, you can decide whether to increase the investment period or find another SIP that gives a higher return.
SIPs have become a popular method for building wealth in India, especially among the salaried middle class. This is especially true for mutual fund SIPs, as here, retail investors can access the benefits of professional management of their investments at a low cost.
An SIP, or Systematic Investment Plan, is a method of investing money into mutual funds or stocks. It allows you to invest a fixed amount at regular intervals over time rather than making a large, one-time investment.
SIPs offer investors an easy, convenient way to invest without having to worry about timing the market. You can just set up an account and benefit from rupee-cost averaging over time. SIPs are also known for their flexibility, as you can start by investing a small amount and eventually increase your contribution as your financial situation improves.
To calculate the potential returns of your investment via this mode, you can use a SIP calculator online.
An SIP return calculator helps you estimate the returns on your investments based on the inputs you provide. It allows you to compare various investment scenarios, empowering you to make informed decisions and adjust your financial goals accordingly.
Using a SIP calculator is simple and user-friendly. Just follow these steps: Select your investment amount Choose the frequency of investment Set the total investment tenure Enter the expected return rate The calculator will display your estimated returns within seconds.
No, SIPs (Systematic Investment Plans) are not the same as mutual funds, but they are a way to invest in them. A SIP is a method of investing in mutual funds where you contribute a fixed amount regularly (like monthly or quarterly). Mutual funds are the actual investment products, while SIP is a disciplined and convenient approach to investing in those funds over time.
Yes, you can increase or decrease your SIP amount as per your financial situation and investment goals.
You can start investing in a SIP with as little as ₹500. There is no upper limit. However, ensure your SIP contributions align with your overall financial obligations, such as income, expenses, loans, and other commitments. Use the SIP calculator to experiment with different amounts and choose a plan that suits your goals.
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